Do all the residents need the app?

No. One admin can run the whole building and share the monthly statement over WhatsApp. Residents who install it get their own live balance instead of waiting for a message.

Can bills be split unequally?

Not yet — Baantlo splits evenly among the flats you select for that bill. You choose exactly who a bill applies to, which covers most shared utilities. Weighted splits are on the list.

What if someone pays only half?

Record whatever came in. The rest stays on their balance and carries into next month automatically — the same way a shopkeeper’s khata works.

Does Baantlo collect the money?

No. Payments happen the way they already do — cash, bank transfer, Easypaisa, JazzCash. Baantlo is the record of who paid what, not a payment processor.

Baantlo is free while we are in early access. If paid features arrive later, splitting bills for your building will stay free.

Baantlo — Your building's khata. Finally fair.

The problem

Every building runs on one person’s notebook and a WhatsApp group.

Then someone moves out, someone pays half, and nobody agrees on the number.

BeforeGulshan Heights · 14 members

Kamran (Admin)Bijli ka bill aya hai 24,300. Sab 2,025 dein please 🙏

Bhai maine last month ke 2,000 already de diye the?

Sana · 2-B3-C toh khali hai, unka share kyun count hua?

Kitna bacha mera? Screenshot bhejo

Kamran is typing…

47 messages · still no agreed number

AfterGulshan Heights · August

Electricity · KEPKR 24,300

Split across 11 flats · 3-C excluded (vacant)

Your sharePKR 2,209.09

Carried from July1,000.00 This month’s charges2,209.09 Paid · 14 Aug−2,000.00 You owePKR 1,209.09

One number. Everyone sees the same one.

The app, live

Not screenshots. The real thing.

Every phone below is the actual app running. Scroll sideways, tap around.

Your buildingsEvery building you belong to, with what you owe in each.

Add a billCategory, amount, and exactly which flats share it.

The ledgerEvery bill this month, who added it, and your share.

MembersEach flat’s balance at a glance. Invite with one code.

ReportsWhere the money went, by category and by month.

Record a paymentCash, transfer, Easypaisa — log whatever came in.

How a month flows

Five steps. Then it repeats itself.

1Set up the building

Add the flats — 1-A, 2-B, Room 4 — and share a six-character code. Residents join in seconds.

Once

2Bills come in

Add each one and pick the flats it applies to. Recurring bills like guard salary add themselves.

A few taps

3Everyone sees their share

The split is exact to the paisa. Each resident opens the app and sees one number, with every bill behind it.

Automatic

4Payments get recorded

Cash, transfer, half now half later — log whatever actually came in.

Any method

5The rest carries forward

Unpaid balance rolls into next month. Overpayment becomes credit. The statement goes out to WhatsApp.

No arguments

Two roles

One admin does the work. Everyone else just looks.

ADMIN Add bills. Record payments. Done.

✓ Create the building, share one code✓ Add a bill and pick the flats it applies to✓ Record whatever cash or transfer came in✓ Send the monthly statement to WhatsApp

RESIDENT Open the app. See your number. And why.

✓ Join with the code, no setup✓ Your balance, live, with every bill behind it✓ Never charged for bills before you joined✓ No app? The statement still reaches you

Built for buildings

The details that make it fair.

÷Exact to the last paisa

Money is stored in whole paisa, never a floating-point number. Leftover paisa are handed out one by one, so twelve shares always add back to the exact bill.

960,500 paisa ÷ 12 = 80,041 r 8 1-A … 2-B (×8)800.42 2-C … 3-B (×4)800.41 = PKR 9,605.00 exactly

↻Carry-forward, like a khata

Paid 9,000 of 10,000? The 1,000 rolls into next month by itself. Overpay and the credit applies itself.

Due · August10,000 Paid9,000 Carries to September1,000

⌂Skip the empty flats

Vacant this month? Deselect it from that bill. Old bills never change.

1-A ✓1-B ✓1-C2-A ✓

▤Monthly statements

Per flat, per month. Share to WhatsApp in one tap.

Opening1,000Charges6,450Paid−1,000Closing6,450

#Join with a code

Residents join in seconds. No account hunting, no setup.

8K4P2MR7

✎Your own categories & recurring bills

Guard salary every 1st? Set it once. Add whatever your building pays for.

ElectricityWaterGuard · monthlyCleaning+ Add your own

Privacy

Your building’s money is nobody else’s business.

Baantlo settles bills, it doesn’t collect data. No ads, no trackers, nothing sold.

No ads, everOnly your members see your ledgerNo bank details, no payments processedDelete your account in-app, instantly

FAQ

Your building’s khata.
Finally fair.

Every building runs on one person’s notebook and a WhatsApp group.

Not screenshots. The real thing.

Five steps. Then it repeats itself.

One admin does the work. Everyone else just looks.

The details that make it fair.

Things people ask

Settle this month’s bills without a single argument.

Your building’s khata.Finally fair.

Every building runs on one person’s notebook and a WhatsApp group.

Not screenshots. The real thing.

Five steps. Then it repeats itself.

One admin does the work. Everyone else just looks.

The details that make it fair.

Things people ask

Settle this month’s bills without a single argument.

Your building’s khata.
Finally fair.